Fast loan offers us only non-bank institutions that are in their assumptions are essentially liquefy the financial market. Thus, they are focused on small amounts ranging from several hundred to several thousand. Now I will focus on the word “quick” and explain its importance. In the first part the loans are quick because they are awarded in ten minutes. The lender takes a very quick decision without undue waiting in contrast to banks that can offer its customers multi-day wait for a decision. Secondly, we do not need to collect a lot of data and certificates on the way which also contributes to faster take cash. In order to get a bank loan dream we present a contract of employment, proof of income and a lot of other data. In this way, the bank becomes an obstacle for us, which is very hard to get around. Fortunately, we can also use non-bank institutions that do not require the redundant data so that we can more quickly take the money. In my opinion, fast loan is much closer to the market demand because the money is not usually needed some time alone for now. Usually, the borrower does not have two weeks to spend the time to gather documents and waiting for a decision. While the knife is at the throat to us then the best solution would be to use parabanków loans that offer loan for almost the same way as an ordinary bank. Interest rates typically range from a few to several percent of the contract and the rules are written in the most transparent manner. Customers of such banks are all kinds of people, from the rich lawyers who want to borrow a “small sum” for the weekend and ending with the poor people for whom this is a last resort. Therefore, fast loan is one of the characteristics of non-bank institutions that are helping ordinary people every day. In my opinion these institutions definitely help in liquidating the financial market.